Haggling for Maternity Healthcare | Fit Pregnancy

Haggling for Maternity Healthcare

Taking a look at the high costs of birth in America.

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When I went into labor, things moved quickly. I spent several hours laboring at home. My midwife checked in with me hourly by phone, assuring me they were ready whenever I wanted to come in. We arrived at her office, my water broke, my daughter was born and four hours later, after a bowl of Cheerios and a shower, I was back home with a healthy newborn in my arms. I had no vaginal tears, no excessive bleeding and no complications. My daughter was fine and we had an appointment for a pediatrician to evaluate her within 24 hours of birth (sooner, if we needed him). Things could not have gone smoother. 

I had insurance that covered maternity care with my other children’s births, but the care I received on a cash-pay basis was excellent.  Many years later, when once again I was insured, but with a policy riddled with exclusionary clauses on preexisting conditions I needed some hospital-based medical care. 

When the bills arrived with panic-attack inducing bottom lines, I argued with the hospital’s financial department for better prices. I was not one of the uninsured, unemployed, unable to pay patients asking for financial aid. I was a working mother with some health complications who know full well that hospital-based medical care was priced on a sliding scale. I demanded the same prices they gave to insurance companies and payment arrangements that didn’t mean I’d have to sell my house. After much debate, the hospital agreed and I paid my bill over time.

It’s ridiculous that we make pregnant women and families jump through these hoops. Here we are celebrating our country’s independence – the land of the free and the home of the brave and on too many levels that motto falls short. This is the land of the free only for those who can afford really good insurance. It’s the home of the brave for those who have to face pregnancy, childbirth and other physical conditions without a high-priced policy. Seriously, America?

 

Jeanne Faulkner, R.N., lives in Portland, Ore., with her husband and children. And co-author of, The Complete Illustrated Birthing Companion: A Step-by-Step Guide to Creating the Best Birthing Plan for a Safe, Less Painful, and Successful Delivery for You and Your Baby. Got a question for Jeanne? Email it to labornurse@fitpregnancy.com and it may be answered in a future blog post.

 

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This Fit Pregnancy blog is intended for educational purposes only. It is not intended to replace medical advice from your physician. Before initiating any exercise program, diet or treatment provided by Fit Pregnancy, you should seek medical advice from your primary caregiver.

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